Thinking about buying? Buying a home is, yes, a huge financial decision, but it’s also an emotional one. While you can find online calculators and quizzes galore to tell you whether you’re financially set, the emotional side of buying a home is often overlooked.
The very first step of the home buying process is to get a pre-approval letter from a lender stating how much you are qualified for. It’s important to ask your potential lenders some questions to make sure they are a good fit for you.
Don’t understand something your lender says? Stop and ask for clarification. This is your home buying journey, and you deserve to understand the process every step of the way. A pre-approval is only valid for 30-90 days, so while you can start talking to lenders, you’ll want to wait on getting that pre-approval letter when you’re ready to buy.
The next step is the home search. I like to advise my customers to create a “Needs” list and a “Wants” list. This will help us to really focus on the things that are most important in your future home.
After we have found the perfect home, we have to make an offer to the sellers. I will guide you through putting together an offer that gives you every advantage. The home buying process is complex, but I will guide you every step of the way.