Sometimes, what is keeping you from accomplishing your goal of owning a home is your current job. Let’s get your résumé in sync with your future career in order to give you the best chances at home ownership.
A résumé is a brief account of personal details, education, professional qualifications, relevant work experience, skills, and accomplishments. It helps you demonstrate your abilities and convince employers you’re qualified and hireable.
A résumé, along with a cover letter, is an essential part of the hiring process, and is a requirement to be considered for an office position.
When creating your résumé, if you are new to the workforce, be sure to include internships, unpaid jobs and volunteer work when determining this number. Your résumé will always be a work in progress. Tailor your résumé to suit the occasion, concentrating on skills and experience that fit the job for which you’re applying.
Building a résumé could be time consuming and it is best to try using an online résumé builder. Here are a few FREE resume builders to get you started.
On Line
Create an account on LinkedIn. It is a professional network on the internet for anyone looking to advance their career. A complete LinkedIn profile can help you connect with opportunities much faster. You can use LinkedIn to find the right job or internship, connect and strengthen professional relationships, and learn the skills you need to succeed in your career.
Resume Posting Sites
Many recruiters and hiring managers search online for the right candidate. Posting your resume to these sites gives you the best chances of being found. Here’s a list of places where you can upload your resume.
The Interview
A well written resume will get you many interviews. These can sometimes be intimidating, and having a good system in place to prep for job interviews is essential. Always be prepared! The first step is to research the company. Use their website, run an online search, take a look at their social media. You will use this information to prepare questions for your interviewer or to answer why are you interested in working for their company.
The second step is to research the interviewer. It helps to know what the person looks like and their interest. Maybe you have some of the same connections or went to the same school. Commonalities can put you at ease and might give you a leg up on the competition.
Prepare your answers to the common interview questions. Be honest, truthful and brief. Don’t slander your previous employer. Hiring managers examine job histories for significant employment gaps or a pattern of job-hopping, be prepared to explain. Practice the answer to your interview questions with a friend. Here’s a list of places that provide common interview questions with answers.
Changing Jobs
DON’T do it if you are under contract to purchase a home. This can affect your loan approval. If you are looking to purchase a home in the next few months, it is best to consult with your loan officer before accepting a new job. From their perspective, your employment history and income are paramount to your ability to make your mortgage payments. They want to see income that is reliable, stable and likely to continue for at least three years.
Job Changes With Limited Impact
If you are a salaried or hourly employee who does not earn additional income from commissions, bonuses or over-time, and if you’re changing to a similar job with similarly structured pay with a new employer, you may not have any home buying challenges.
Job Changes With Negative Impact
Any job that makes your income less predictable, could be a cause for concern. For example; *Moving from a salaried position to one based only on commission and bonuses.
*Becoming self-employed or a contract employee.
*Changing to a completely different industry or position.
